⚡ Close in as little as 24 hours — Call or text 24/7: 832-781-0215

About us

Hard money lending built on speed, trust, and results

We are direct to the direct lender — connected straight to private money and hedge fund capital sources. No banks, no middlemen, no red tape. Just fast funding when you need it.

$500M+

In loans funded

24 hrs

Fastest close time

$3M

Maximum loan size

50+

States served

Our mission

Real estate moves fast — and so do we. 24 Hour Hard Money was built for investors who can't afford to wait weeks for bank approvals. We are direct to the direct lender, with relationships straight to private money and hedge fund capital sources. That means faster decisions, fewer layers, and funding in as little as 24 hours — so you never lose a deal because of slow financing.

"Your deal. Your timeline. Our capital."

Loan range$50,000 – $3,000,000
Close timeAs fast as 24 hours
Interest rates9% – 13.99%
Loan terms6 – 24 months
FICO requiredNone (TX program)
Availability24/7 support

Our difference

Why investors choose us

Direct to the lender — no extra layers

We are direct to the direct lender — connected straight to private money and hedge fund capital. No brokers stacked in between, no third-party approval chains, no unnecessary delays.

No credit score required

We evaluate the deal, not your credit history. Our Texas fix & flip program requires no FICO score, no appraisal, and no tax returns.

24-hour closings

With a complete package, we can close in as little as 24 hours. We've built our entire process around speed without sacrificing reliability.

Up to 100% financing

Our programs offer up to 90% purchase + 100% rehab financing, so you can preserve your capital and scale your portfolio faster.

Flexible terms

6 to 24-month terms, interest-only payments, and no prepayment penalties on most programs. We structure loans to fit your project timeline.

Available 24/7

Real estate doesn't keep business hours — and neither do we. Call, text, or email any time of day or night to discuss your deal.

What we offer

Our loan programs at a glance

1

Texas Fix & Flip

No FICO · No appraisal · No tax returns · 90% purchase + 100% rehab

Details
2

Nationwide Fix & Flip

600 FICO · 100% purchase + 100% rehab · 75% LTV · Close in 24 hrs

Details
3

Cash-Out Refinance

Up to 80% LTV · No seasoning · 24-hour close

Details
4

Ground-Up Construction

90% LTC / 65% LTV including land · 100% construction cost · Close in 72 hrs

Details
5

Fix & Flip Line of Credit

100% financing · No money out of pocket · 650 FICO · Close 7–10 days

Details

Get started today

Ready to fund your next deal?

Talk to a lending specialist today — no obligation, no pressure.

Call or text 24/7: 832-781-0215
Toll-free support: 877-888-1529