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Houston, TX — Katy · Sugar Land · The Woodlands · Pearland & Beyond

Houston Hard Money Loans
Fix & Flip — No FICO Required

Houston's fastest hard money lender. Close in 24 hours — no credit score, no appraisal, no tax returns. 90% purchase + 100% rehab. Loans from $50K to $3M across Greater Houston. Part of our statewide Texas hard money lending network — also serving Dallas / DFW and Austin.

Apply Now — Close in 24 Hours (832) 781-0215
24 Hrs
Close in Houston
No FICO
Score Required
90% / 100%
Purchase + Rehab
$50K–$3M
Loan Range

Houston Hard Money Loan Programs

Built for Houston real estate investors who need speed and flexibility — not red tape.

Houston Fix & Flip — No FICO

90% Purchase + 100% Rehab · Up to 70% LTV · 9%–13% · 6–12 Months

No FICO · No Appraisal · No Tax Returns

Ground-Up Construction

Up to 90% LTC / 65% LTV · 9.99%–13.99% · 12–24 Months

Includes Land · 100% of Construction Cost

Cash-Out Refinance

Up to 80% LTV · No Seasoning · Close in 24 Hours

No Seasoning Requirements

Bridge & Auction Loans

Cash Deals · Foreclosures · Short Sales · Time-Sensitive

Speed Is Our Specialty

We Fund Deals Across Greater Houston

From inner-loop flips to suburban new construction — if it's in Greater Houston, we can fund it in 24 hours.

MontroseHeightsMidtownEaDoThird WardKatySugar LandThe WoodlandsPearlandPasadenaHumbleBaytownConroeLeague CityFriendswoodSpringCypressStaffordMissouri CityGalveston

Why Houston Investors Choose Us

No FICO score required for Houston fix & flip loans
No appraisal — we move at the speed of the deal
No tax returns or income verification
Close in as little as 24 hours in Houston
90% of purchase price funded
100% of rehab costs covered
Loans from $50,000 to $3,000,000
Inner loop, suburbs, and new construction
Direct to private money & hedge fund capital
6–24 month flexible terms

Houston Hard Money FAQ

Do I need a credit score for a Houston hard money loan?

No. Our Houston fix & flip loans require no FICO score. We lend on the deal — property value, ARV, and your exit strategy — not your credit history.

How fast can I close a hard money loan in Houston?

We close Houston hard money loans in as little as 24 hours. With a full package, many deals fund same day or next day.

What Houston neighborhoods and suburbs do you lend in?

We lend throughout Greater Houston — Montrose, Heights, Midtown, EaDo, Katy, Sugar Land, The Woodlands, Pearland, Pasadena, Humble, Conroe, League City, Spring, Cypress, and all surrounding areas.

Do you require an appraisal for Houston hard money loans?

No appraisal required. We evaluate deals based on purchase price, rehab budget, and after-repair value (ARV). No appraisal is how we close in 24 hours.

What is the maximum hard money loan amount in Houston?

We fund Houston hard money loans from $50,000 to $3,000,000 for fix & flip, ground-up construction, bridge loans, and cash-out refinance.

Also Lending Across Texas

We fund hard money deals in every major Texas market — same 24-hour speed, no FICO, no appraisal.

Dallas / DFW Hard Money Loans

Fix & flip and construction loans across the DFW Metroplex — Plano, Frisco, Fort Worth, Arlington, Irving, and 25+ cities.

Dallas / DFW Hard Money

Austin Hard Money Loans

Hard money loans across Greater Austin — Round Rock, Cedar Park, Georgetown, Kyle, Buda, Pflugerville, and 20+ areas.

Austin Hard Money

Texas Hard Money Loans — Statewide

We lend statewide across Texas — Houston, Dallas, Austin, San Antonio, El Paso, Corpus Christi, Waco, Midland, and every city in between.

All Texas Markets

Ready to Close Your Houston Deal in 24 Hours?

Apply online or call us 24/7. No FICO, no appraisal, no tax returns. Serving all of Greater Houston.

Start Your Application Call (832) 781-0215

Support: (877) 888-1529 · 24hourhardmoney@gmail.com