Austin Hard Money Loans
Fix & Flip — No FICO Required
Austin's fastest hard money lender. Close in 24 hours — no credit score, no appraisal, no tax returns. 90% purchase + 100% rehab. Loans from $50K to $3M across Greater Austin. Part of our statewide Texas hard money lending network — also serving Houston and Dallas / DFW.
Austin Hard Money Loan Programs
Built for Austin real estate investors who need speed and flexibility — not red tape.
Austin Fix & Flip — No FICO
90% Purchase + 100% Rehab · Up to 70% LTV · 9%–13% · 6–12 Months
No FICO · No Appraisal · No Tax ReturnsAustin Ground-Up Construction
Up to 90% LTC / 65% LTV · 9.99%–13.99% · 12–24 Months
Includes Land · 100% of Construction CostCash-Out Refinance
Up to 80% LTV · No Seasoning · Close in 24 Hours
No Seasoning RequirementsBridge & Auction Loans
Cash Deals · Foreclosures · Short Sales · Time-Sensitive
Speed Is Our SpecialtyWe Fund Deals Across Greater Austin
From East Austin flips to Round Rock new construction — if it's in Greater Austin, we can fund it in 24 hours.
Why Austin Investors Choose Us
Austin Hard Money FAQ
Do I need a credit score for an Austin hard money loan?
No. Our Austin fix & flip loans require no FICO score. We lend on the deal — property value, ARV, and your exit strategy — not your credit history.
How fast can I close a hard money loan in Austin?
We close Austin hard money loans in as little as 24 hours. With a full package, many deals fund same day or next day.
What Austin neighborhoods and suburbs do you lend in?
We lend throughout Greater Austin — East Austin, South Congress, Round Rock, Cedar Park, Pflugerville, Georgetown, Kyle, Buda, San Marcos, Leander, Hutto, Lakeway, Dripping Springs, and all surrounding areas.
Do you require an appraisal for Austin hard money loans?
No appraisal required. We evaluate deals based on purchase price, rehab budget, and after-repair value (ARV). No appraisal is how we close in 24 hours.
What is the maximum hard money loan amount in Austin?
We fund Austin hard money loans from $50,000 to $3,000,000 for fix & flip, ground-up construction, bridge loans, and cash-out refinance.
Also Lending Across Texas
We fund hard money deals in every major Texas market — same 24-hour speed, no FICO, no appraisal.
Houston Hard Money Loans
Fix & flip and construction loans across Greater Houston — Katy, Sugar Land, The Woodlands, Pearland, Conroe, and 20+ areas.
Houston Hard MoneyDallas / DFW Hard Money Loans
Hard money loans across the DFW Metroplex — Dallas, Fort Worth, Plano, Frisco, McKinney, Irving, Arlington, and 25+ cities.
Dallas / DFW Hard MoneyTexas Hard Money Loans — Statewide
We lend statewide across Texas — Houston, Dallas, Austin, San Antonio, El Paso, Corpus Christi, Waco, Midland, and every city in between.
All Texas MarketsReady to Close Your Austin Deal in 24 Hours?
Apply online or call us 24/7. No FICO, no appraisal, no tax returns. Serving all of Greater Austin.
Support: (877) 888-1529 · 24hourhardmoney@gmail.com