Texas Hard Money Loans
Fix & Flip — No FICO Required
Texas's fastest hard money lender. Close in 24 hours — no credit score, no appraisal, no tax returns. 90% purchase + 100% rehab. Loans from $50K to $3M statewide. Dedicated teams for Houston hard money loans, Dallas / DFW hard money loans, and Austin hard money loans.
Texas Hard Money Loan Programs
Every program built for Texas real estate investors who need speed, flexibility, and no red tape.
Texas Fix & Flip — No FICO
90% Purchase + 100% Rehab · Up to 70% LTV · 9%–13% · 6–12 Months
No FICO · No Appraisal · No Tax ReturnsGround-Up Construction
Up to 90% LTC / 65% LTV · 9.99%–13.99% · 12–24 Months
Includes Land · 100% of Construction CostCash-Out Refinance
Up to 80% LTV · No Seasoning · Close in 24 Hours
No Seasoning RequirementsBridge & Auction Loans
Cash Deals · Foreclosures · Short Sales · Time-Sensitive
Speed Is Our SpecialtyHard Money Loans Across Texas
We fund deals in every major Texas market — within 45 minutes of Houston, Dallas, Austin, DFW, and San Antonio, and statewide.
Houston
Houston's largest real estate market — from Montrose flips to Katy new construction. We fund Houston hard money deals in 24 hours.
Dallas / DFW
DFW is one of the hottest fix & flip markets in the country. We close Dallas hard money loans in 24 hours — no FICO, no appraisal.
Austin
Austin's booming market demands speed. We fund Austin hard money fix & flip and construction loans in 24 hours with no credit requirements.
San Antonio
San Antonio's affordable inventory makes it a top fix & flip market. Close your hard money loan in 24 hours — no FICO required.
Fort Worth
Fort Worth and the Mid-Cities are growing fast. Fund your fix & flip or new construction with a 24-hour hard money loan.
All of Texas
We lend statewide — from El Paso to Beaumont, Lubbock to Corpus Christi. If it's a Texas real estate deal, we can fund it in 24 hours.
Why Texas Investors Choose 24 Hour Hard Money
Texas Hard Money FAQ
Do I need a credit score for a Texas hard money loan?
No. Our Texas fix & flip loans require no FICO score. We lend on the deal — property value, ARV, and your exit strategy — not your credit history.
How fast can I close in Houston, Dallas, or Austin?
We close in as little as 24 hours in Houston, Dallas, Austin, DFW, San Antonio, and across Texas. With a full package, many deals fund same day or next day.
What Texas cities do you lend in?
We lend statewide — Houston, Dallas, Fort Worth, Austin, San Antonio, El Paso, Corpus Christi, Lubbock, Amarillo, Waco, Midland, Beaumont, and every city and suburb in between.
What is the max loan amount for Texas hard money?
We fund Texas hard money loans from $50,000 to $3,000,000 for fix & flip, ground-up construction, bridge loans, and cash-out refinance.
Do you require an appraisal for Texas hard money loans?
No appraisal required. We evaluate the deal based on the purchase price, rehab budget, and after-repair value (ARV). This is how we close in 24 hours.
Explore Texas Hard Money Markets
We have dedicated lending teams in every major Texas metro. Click your market for city-specific rates, areas, and programs.
Houston Hard Money
Fix & flip, construction, and bridge loans across Greater Houston — Katy, Sugar Land, The Woodlands, Pearland, and 20+ more areas.
Dallas / DFW Hard Money
Hard money loans across the DFW Metroplex — Dallas, Fort Worth, Plano, Frisco, McKinney, Irving, Arlington, and 25+ cities.
Austin Hard Money
Fix & flip and construction loans across Greater Austin — Round Rock, Cedar Park, Georgetown, Kyle, Buda, Pflugerville, and 20+ areas.
Don't see your city? We lend statewide — call (832) 781-0215 or apply online for any Texas market.
Ready to Close Your Texas Deal in 24 Hours?
Apply online or call us 24/7. No FICO, no appraisal, no tax returns. Houston, Dallas, Austin, DFW, San Antonio, and all of Texas.
Support line: (877) 888-1529 · Email: 24hourhardmoney@gmail.com