Simple. Fast. Funded.
How It Works
From application to funded in as little as 24 hours. No appraisal, no tax returns, no red tape — just capital when you need it.
Submit Your Application
Complete our simple online application in minutes. No appraisal, no tax returns, no lengthy paperwork required. Tell us about the deal — property address, loan amount, and your exit strategy.
Available 24/7 online or by phone
Get Pre-Qualified Fast
Our team reviews your deal and responds quickly — often within hours. We focus on the asset and the deal, not your credit score. Texas borrowers need no FICO at all.
Response often within hours
Receive Your Term Sheet
We issue a clear term sheet outlining your loan amount, interest rate, and terms. No surprises, no hidden fees. Review and sign — it's that straightforward.
Clear terms, no hidden fees
Close & Get Funded
With a complete package, we close in as little as 24 hours. Capital in hand to move on your deal — auctions, foreclosures, short sales, or any time-sensitive opportunity.
Close in as little as 24 hours
Our Programs
Loan Programs at a Glance
Texas Fix & Flip
No FICO Required- No FICO score, no appraisal, no tax returns
- 90% purchase + 100% rehab
- Up to 70% LTV
- 9%–13% interest only
- 6–24 month terms
- Loans $50K–$3M
- No seasoning requirements
- Close in 24–72 hours
Cash-Out Refinance
24-Hour Close- Cash-out or standard refinance
- Up to 80% LTV
- No seasoning requirements
- Close in 24 hours
- Texas & Nationwide
Ground-Up Construction
100% Build Cost- Up to 90% LTC
- Up to 65% LTV including land
- 100% of construction cost covered
- 9.99%–13.99% interest only
- 12–24 month terms
- Close in 24–72 hours with full package
Nationwide 600 FICO
All 50 States- 600 FICO score required
- Up to 100% purchase + 100% rehab
- Up to 75% LTV
- Close in 24 hours with full package
- Available nationwide
Fix & Flip Line of Credit
No Money Out of Pocket- 100% financing
- No money out of pocket
- 650 FICO score required
- Close in 7–10 days
- Revolving credit line
Bridge & Auction Loans
Speed Is Our Specialty- Cash deals for auctions
- Foreclosure bail-outs
- Short sales
- Time-sensitive closings
- Leverage capital fast
- Texas & Nationwide
Required Documents
What You Need to Get Started
Texas borrowers need very little. Here's what helps us move fastest.
No appraisal. No tax returns. No lengthy underwriting. Texas borrowers can qualify with no FICO score.
Common Questions
Frequently Asked Questions
Do I need a good credit score?
Not in Texas. Our Texas fix & flip program requires no FICO score at all — we lend based on the deal. Nationwide programs require a 600 FICO (or 650 for the line of credit).
How fast can you really close?
With a complete package, we can close in as little as 24 hours. Most deals close within 24–72 hours. The fix & flip line of credit closes in 7–10 days.
What loan amounts do you offer?
We fund loans from $50,000 to $3 million. Whether it's a small single-family flip or a large ground-up construction project, we have the capital.
Do you require an appraisal?
No appraisal required for Texas fix & flip loans. We evaluate the deal based on the purchase price, rehab budget, and after-repair value (ARV).
Can I use this for auction purchases?
Yes. We specialize in time-sensitive deals — auctions, foreclosure bail-outs, short sales, and any situation where speed and capital are critical.
Is there a seasoning requirement for refinances?
No. Our cash-out refinance and refinance programs have no seasoning requirements. You can refinance immediately after purchase.
Ready to Move on Your Next Deal?
Apply online in minutes or call us 24/7. With a full package, we close in as little as 24 hours.